Ingenious Discovery with my finances:
Don't have just one banking account.
Don't just have 2 bank accounts.
Have 3 Bank accounts!!!!
The first is for savings.
The second is for bills.
The last and third account is for spending!
With three accounts there is less traffic of transfer with funds from one place to the next. The key is also to have bank accounts at 2 different banks. I've personally made it difficult to transfer saved money to spending or bills account.
There is more distinction of plans to manage my money.
I've tried to save money for forever and having two bank accounts has just been an icky trap.
Transferring from one account to the other and back left me with no savings and hardly any bill paying funds.
Since i've added a "bills account," I can always depend on the appropriate amount of money being available... because I put it there intentionally. Thus I know how much money I am going to save after, and also what I have left to spend.
Let me tell you, Genius!!! I have currently banked 3 times as much money as I have in the recent past... Talk about storehouse!!!
Hope this has been a great tip!
~Lena
